1.You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs.

你不仅要研究各种所标明的给予保险人的赔偿费用，还要研究它的条件与限制，然后选出最适合你需要的一种。

2.The total premium is 800 U.S. dollars.

保险费总共是800美圆。

3.The cover paid for will vary according to the type of goods and the circumstances.

保险费用按照货物类别的具体情况会有所不同。

4.The rates quoted by us are very moderate. Of course, the premium varies with the range of insurance.

我们所收取的费率是很有限的，当然，保险费用要根据投保范围的大小而有所不同。

5.According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.

根据共同保险条款，保险人通常必须付全部费用的百分之二十。

6.The insurance rate for such kink of risk will vary according to the kind.

这类险别的保险费率将根据货物种类而定。

7.Insurance brokers will quote rates for all types of cargo and risks.

保险经纪人会开出承保各类货物的各种险别的费用。

8.Can you give me an insurance rate?

您能给我一份保险率表吗?

9.Could you find out the premium rate for porcelain?

您能查一下瓷器的保险费率吗?

重点：

Words and Phrases insure 保险;投保;保证

insurance 保险;保险费;保险金额

underwriters 保险商(指专保水险的保险商)保险承运人

insurance company 保险公司

insurer 保险人

insurance broker 保险经纪人

insurance underwriter 保险承保人

insurance applicant 投保人

insurant, the insured 被保险人，受保人

to cover insurance 投保

insurance coverage;risks covered 保险范围

insurance slip 投保单

insured amount 保险金额

insurance against risk 保险

insurance clause 保险条款

insurance instruction 投保通知

insurance business 保险

insurance conditions 保险条件

risk insured, risk covered 承保险项